Allahumma Akfini Bihalalika An Haramika Meaning, Arabic & Benefits

Allahumma akfini bihalalika an haramika dua is recited when seeking relief from debt and striving for self-sufficiency. It asks Allah to suffice one with lawful provision and keep them away from what is unlawful.
Allahummak Fini Bihalalika ‘An Haramika in Arabic
The full dua in Arabic is written as:
اللَّهُمَّ اكْفِنِي بِحَلَالِكَ عَنْ حَرَامِكَ وَأَغْنِنِي بِفَضْلِكَ عَمَّنْ سِوَاكَ
Transliteration
Allahumm-akfini bihalalika ‘an haramika, wa aghnini bifadlika ‘amman siwaka.
Allahumma Akfini Bihalalika An Haramika Meaning in English
Allahumma akfini bihalalika means O Allah! Grant me enough of what You make lawful so that I may dispense with what You make unlawful, and enable me by Your Grace to dispense with all but You.
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Allahumma Akfini Bihalalika An Haramika Hadith
The full text of the Hadith is:
Ali reported: A slave who had made a contract with his master to pay for his freedom, came to me and said: “I am unable to fulfill my obligation, so help me.”
He said to him: “Shall I not teach you a supplication which the Messenger of Allah SAW taught me? It will surely prove so effective that if you have a debt as large as a huge mountain, Allah will surely pay it for you.
Say: Allahumm-akfini bihalalika ‘an haramika, wa aghnini bifadlika ‘amman siwaka (O Allah! Grant me enough of what You make lawful so that I may dispense with what You make unlawful, and enable me by Your Grace to dispense with all but You).”
[Narrated by al-Tirmidhi 5/650 No. 3563, classed as hasan (sound) by al-Albani in Saheeh al-Tirmidhi 3/180]

Sheikh Ibn Uthaimeen said: “O Allah! Grant me enough of what You make lawful, and make me satisfied with what is lawful, free from what is unlawful.
Enable me to dispense with what You make unlawful, and enable me by Your Grace to dispense with all but You.” This means: Make Your lawful provisions enough for me to be content, so I don’t need anything unlawful. Enrich me with Your blessings, so I don’t depend on anyone but You.
The Prophet (peace be upon him) taught his companions that this beautiful supplication will help pay off their debts. He taught it to Ali (may Allah be pleased with him), and Ali taught a man who needed help to free himself from debt.
Seek help by working hard to pay off your debts. Money doesn’t fall from the sky, but Allah opens doors for those who strive. He provides sustenance and relief in unexpected ways because He is generous, merciful, and kind to His servants.
If your intentions are pure, expect Allah’s help sooner or later. But those who waste people’s money and disregard their rights may not receive help.
Dua Benefits
Here are the benefits of the dua for debt:
- By asking Allah to grant enough of what is lawful, the dua emphasizes the importance of earning income through halal (permissible) means. This ensures that one’s financial resources are obtained in a manner pleasing to Allah, free from any form of prohibition or wrongdoing.
- The dua highlights the significance of avoiding haram (forbidden) sources of income or activities. By seeking sufficiency in lawful provisions, one strives to stay away from unlawful avenues that may lead to sin or displeasure from Allah.
- The dua expresses a desire to be content and satisfied with what Allah has provided. It encourages gratitude for lawful provisions and teaches acceptance of one’s circumstances, fostering a mindset of contentment and reliance on Allah’s decree.
- By seeking Allah’s grace to dispense with all but Him, the dua emphasizes reliance on Allah alone for sustenance and support. It teaches humility and dependence on the Creator rather than relying on worldly resources or human assistance.
- The dua serves as a supplication for relief from debt burdens. By asking Allah for lawful provisions and His grace to overcome financial challenges, one seeks assistance in paying off debts and achieving financial freedom.
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